My value – I filter out the noise of the wall street hype machine to give you candid, actional analysis.
Services
Financial Planning -What is Financial Planning?
- Measure and monitor probability of success toward stated goals
- Scenario Analysis - when are you going to run out of money, when to take Social Security
- Monitor and managed personal family income/cash flow statement and balance sheet
- In conjunction with your estate attorney, review family will and estate documents, review beneficiaries, review gifting strategy
- How to give to adult children and grandchildren
- Account aggregation – link all accounts (investments and loans) to view in one place
- Virtual Vault – Keep all important documents safely in cloud
Portfolio Construction
- Build / Analyze / Monitor portfolios
- Asset allocation (percentages of Stocks, Bonds, Cash, and Other)
- More Passive vs Active money managers
- Sector Rotation
- Single stock tilts
- Advisory accounts vs Brokerage accounts
- LPL Strategic Asset Allocation Committee
- Tactical Recommendations - Short Term 3-12 months using Technicals and Sentiment
- Strategic Recommendation – 3-5 years based on long term valuations and fundamentals
Research and Portfolio Analytic Tools
- LPL Research Department
- Morningstar
- Factset
- CFRA
- Fundstrat
- Blackrock Aladdin
Products
Used to reach stated goals
- Mostly ETFs
- Stocks, Bonds, Mutual Funds (open, closed)
- Structured Products
- Alternative Investments- Hedge Funds, Non-Traded REITs, 1031 Exchange TIC and DST
- Annuity – Fixed, Indexed, Variable/Structured
- Life, Disability, Long Term Care Insurance
- Group Plans; 401k, 403b, SEPs, for the small business owner
- Defined Contribution Plans vs Defined Benefit Plans (why not both)
For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you.
kevin.callagy@lpl.com | 813-831-4005